About
Your Claim.
Do you have time to deal with the insurance company, their demands and adjusters? Do you understand the complex details involved in your policy? Unless you're an architect or engineer by trade, it may be impossible to find and prove the total damage of your home. Our team at Now Home Adjustments is here to give you the "second opinion" that will make the difference between a partial loss and a quick, full recovery.
Our Process.
Our job starts by thoroughly gathering and documenting any evidence required for the loss, as well as preparing all necessary reports for your insurance company including; detailed inventories, loss estimates, and detail replacement costs. We will determine the true actual cash value and replacement cost of the loss, handle meetings and calls with your insurance, and ethically negotiate the maximum compensation based on your policy.
Your Results.
Our settlements are fair, averaging around 2-3 times more than the insurance company's initial offer, as well as costing you nothing until after you receive your compensation.
We send damage evaluators to determine if an insurance claim is best for you, not your insurance company.
Protect Your Home
Hail, Wind, Flood, and Fire.
Keep Your Business Going
From Retail to Industrial.
Hiring A Public Adjuster
Myths and Facts.
Get To Know Us
Background and Contact Information.
Residential Claims
When an unexpected catastrophe comes to your home, getting your life back to normal can be difficult and overwhelming. The least of your worries should be dealing with insurance adjusters trained to remain noncommittal, and having the burden to prove every detail of your loss.
Let us help you.
Our team of public adjusters are there to help you recover from any disaster covered under your policy, bringing with them the knowledge and experience to properly assess the true cost of repairs and help stand in even-ground with your insurance company.
Examples of Residential Damage:
• Fire and Smoke.
• Hail Damage.
• Wind, Tornado and Hurricane Damage.
• Lightning.
• Power Outages.
• Water and Flood Damage.
Commercial Claims
There are very few things that can affect your business with the intensity and exorbitant costs that a serious property loss brings. If not properly managed, what may have taken years to acquire and establish in your property can disappear in a flash. When it comes to commercial insurance claims, Insurance companies typically assign their most seasoned adjusters to look out for their own interests with these comparatively costly claims. We heavily recommend you have a public adjuster on your side that can likewise represent your interests in this settlement.
Your business is unique, why not your claim?
For every type of business interruption or property claim, we make sure to address the challenges exclusive to your industry. In addition to the types of loss covered with our residential property claims, We provide:
• An inventory of damaged inventory, equipment, structures, and unfinished goods.
• A value of lost sales.
• Continuing cost of doing business.
Our goal here at Now Home Adjustments is setting out the best strategy to get your company compensated in the shortest time possible.
Frequent Questions.
Do I need a Public Adjuster?
The more complicated the loss or claim, the more time and effort is required to accurately document and present every detail of your loss to the insurance company. Understanding every facet of your insurance policy is critical to properly submit your claim, trying to bring your life or business back on track after a loss can leave you with very little time to learn the complex and often confusing process. If all of this already feels like too much, then you definitely need a public adjuster on your side.
When should I contact a Public Adjuster?
The sooner the better. It is most beneficial to get an adjuster involved from the beginning in order to start the process on the right foot and protect the insured from leading questions that insurance adjusters may ask. Having a public Adjuster with you from the beginning can also speed the process up and help you recover from your loss faster.
Even if you have already opened your claim and received an estimate or even if your claim was denied, you can always hire an adjuster to negotiate with your insurance company, and insist that they pay for viable damages.
Can my insurance agent handle the claim for me?
Insurance agents are only trained and paid to determine your insurance coverage needs, they are not capable of adjusting claims.
How long does it take to know if the insurance accepts the claim?
It can take somewhere around 7-10 business days. Depending on the insurance.
How is a Public Adjuster compensated?
The standard fee for any public adjuster is a small percentage of the amount recovered from the insurance company. There are no upfront costs or expenses if your claim is denied by the insurance company.
©2018 - NOW HOME ADJUSTMENTS
